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Low Cost Auto Insurance El Paso TX tend to pay $100 less for auto insurance premium than the rest of the state ( TEXAS ). Average car insurance in El Paso can cost around $2,238 per year, while average car insurance rate for Texas is $2,330. In El Paso itself, the difference between the cheapest ( Texas Farm Bureau - $1,248 ) and the most expensive car insurance company ( Kemper Security - $5,544 ) is over $4,300 a year. We have compared car insurance quotes from multiple companies in El Paso to determine which insurance company offer the cheapest car insurance rates and which has the most expensive quotes. Based on our data Texas Farm Bureau, GEICO and Progressive car insurance offer the cheapest auto insurance rates in El Paso. Timing: Mon - Sun 24 Hours