POS Card Systems, a division of Vision Bankcard, Inc., was founded in August, 1992. Our corporate office is located in Redwood City, California, with our Sales Partners located throughout the United States. This gives us the ability to serve local, regional and national merchants and provide all levels of service for all sizes of businesses, form small to more established larger accounts. Our local Sales Partners also work with regional financial institutions to offer merchant processing services through our Agent Bank Programs. POS Card System's Sales Partners offices are recognized within the industry for their high level of ethical and professional business practices. We work with skilled Sales Partners that have built a base of customers in their regions. We are especially proud of our low merchant attrition rate attributed to our Sales Partners and their excellent merchant support, understandable pricing and full disclosure policies.