All Card Processing was originally started in 1998 by Steve Christianson in Indian Wells, CA. Stephanie Huber was brought on board in 1999. Steve is a long time resident of Indian Wells and the corporate office is located in La Quinta, CA. Both Steve and Stephanie have the same philosophy regarding the way Merchant Services are offered - eliminating the hard sell but emphasizing the exemplary service merchants should expect and fair pricing. Steve began working in the credit card processing industry in 1989 as a sales agent for Bancard, Inc. out of Boulder, Colorado. Steve developed a substantial portfolio in California and he continued to build his merchant base throughout the United States. Stephanie began working in the credit card processing industry in 1999 for Paymentech’s second largest ISO, Steve’s original company. Stephanie managed over 20 sales agents and a merchant base of 5,000 across the United States. She developed an in-depth understanding of the industry and shares her knowledge with each merchant she encounters, whether they are processing with her company or not. Stephanie was head of customer service when the company was voted #2 in customer service for 2003 by a well known industry trade magazine. This caring approach to customer support, and office management is what exemplifies the service levels provided to all ACP clients.