All of us have at least one idea for a small business, whether it's based on a skill we have, or selling a brand new product that we've invented. However, unless you have generous relatives or great business connections, it can be tough for the little guy to rise to the top. That's why you sometimes need to get creative and look for unusual ways to fund your dreams. Here are just a few ways you could raise those start-up costs:

1. Crowdfunding

Many people with creative, innovative ideas have used one of the various new crowdfunding sites to fund the production of their item, and successful crowdfunding projects have included:

• Video games
• Gadgets
• Books and comics
• Albums and record labels
• Movies 
• Game consoles
• Electronic items

Although there are a few prohibited items, a very wide range of new and established companies post on crowdfunding sites, and it can be a quick, easy way to get the cash you need to put an item in production, or to pay for some expenses. 

2. Grants

Many governments are seeing the advantage of encouraging young entrepreneurs and aspiring businesspeople, and there are lots of grants available for those who are prepared to do the research. If you've recently graduated, your alumni association will often have details of grants available from the university, or you could just do a quick internet search to find out about money that's available to help you. 

3. Investing

If you've got a small amount of savings, and want to make the amount grow, investing the cash can be a way to raise extra money. If you're looking to invest, it's important to get the right financial advice and to use a reputable service such as Goldmoney US. This will help protect you from any rash decisions, and means you can be sure you're using your savings wisely. 

4. Networking

We all know networking events are essential for finding new clients and for meeting fellow business owners. However, they can also help you find people who could end up being business partners, investors, or even help fund your entire start up. Schemes such as business angels in the UK pair up entrepreneurial types with people wanting to invest cash, meaning you might just find someone who is willing to help you take that first step. 

5. Your own pocket

If you've worked for a few years and managed to save a small nest egg, you may be surprised to learn that it could be enough to start your business. The rise in so called bedroom businesses means that many people work from home with minimal outlay and minimal expenses. Of course, the amount you'll need to have in savings depends on the kind of business that you wish to own, so have a think about the kind of amount you want to aim for. 

6. The bank

Most people dread the thought of asking the bank for money, but there are specialist products out there designed for those who want to start a business. Those who are fresh out of university can often get a low interest graduate loan, and there are many different financial products on the market for different circumstances. At least consider asking your bank manager for help, you might be surprised by the answer. 

Although you might not feel in the right financial position to start a business right now, you may be surprised by the different options available for those who are willing to look for them. Do your research and you'll no doubt find some quick, easy ways to raise the cash you need, meaning you can finally make your business dreams come true.

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